Paynovate

What we do: Paynovate is a licensed electronic money institution (EMI) committed to revolutionizing digital payment solutions for B2B businesses across Europe. Founded in 2018, the company offers an integrated platform that supports issuing, acquiring, business IBAN accounts, payment cards, payment terminals, and account-to-account payments. As a principal member of Visa, Mastercard, and Bancontact-Payconiq, Paynovate processes over €200 million in transactions monthly, providing seamless, secure, and compliant payment services tailored to merchants, entrepreneurs, and SMEs.

Where we are located: Paynovate's international headquarters are in Brussels, Belgium, at Rue des Colonies 18/24, 1000 Bruxelles. The company also operates offices in the UK and France, supporting clients in their native languages to ensure personalized service.

Short history: Established in 2018, Paynovate quickly became a licensed e-money institution regulated by the National Bank of Belgium and the UK’s FCA (AEMI). Over the years, it has grown from a payment processing contract provider to a major acquirer handling substantial transaction volumes. It is part of the Loyaltek Group, leveraging shared expertise to innovate financial services.

Organization & culture: With a diverse workforce of 58 employees, Paynovate fosters a culture based on integrity, collaboration, and customer-centricity. The company values inclusivity and open communication, encouraging every team member to contribute unique perspectives. Its teams work closely to maintain transparency, compliance, and security in all operations.

Recent developments: Paynovate continues to invest heavily in cloud infrastructure and fraud prevention to ensure high reliability, security, and sustainability. It has been recognized as one of the top-rated EMIs in Europe, ranked #2 in Belgium by TheBanks.eu with an overall score of 4.05 (very good).